Living Benefits

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Demand for Living Benefits products is growing – alongside a broad spectrum of medical, lifestyle, regulatory, and technical risks.

As one of the world's largest life and health reinsurers, »»ÆÞ¾ãÀÖ²¿ brings the capabilities and capacity to compete in rapidly changing markets. We provide tailored reinsurance coverage to meet specific needs and requirements on a treaty or facultative basis and to enable more people to live longer, healthier lives. For the seventh consecutive year, ceding companies most often identified »»ÆÞ¾ãÀÖ²¿ as best in class by risk class on NMG Consulting’s 2024 Global Life & Health Reinsurance Study. »»ÆÞ¾ãÀÖ²¿ was also most identified best in class in 2024 for critical illness, accident, and health/medical. 

Individual Living Benefits

Demographic, technological, and regulatory changes are radically reshaping Living Benefits markets, opening new doors to disability, critical illness, and long-term care coverage innovation, while presenting new risks. Lead this change with a top-ranked reinsurer at your side. 
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Group Living Benefits

Reinsuring living benefits business with the right partner can limit risk and open opportunities. »»ÆÞ¾ãÀÖ²¿'s capabilities lead the industry across multiple group risk classes, including critical illness (CI), disability/income protection, accident, long-term care (LTC), and total and permanent disability (TPD).
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Our Team is Here
to Help

As one of the world's largest life and health reinsurers, »»ÆÞ¾ãÀÖ²¿ brings the capabilities and capacity to compete in rapidly changing Living Benefits markets – and help more people live longer, healthier lives.