People talking at an office table
Research and White Papers June 2025
Product Trends Around the World: 1Q 2025

»»ÆÞ¾ãÀÖ²¿ monitors global product trends throughout the industry – from development to distribution – and provides insights regarding their impact. These span numerous categories, including life, health, and technology.

Find a roadmap for navigating today’s product l...

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A woman in a red blouse shakes hands with a colleague across the table as another colleague looks on
Articles June 2025
Pioneering Progress: Vital skills for insurance leaders of the future

»»ÆÞ¾ãÀÖ²¿â€™s Senan O'Loughlin shares insights on the critical competencies, innovation strategies, and risk management approaches that will shape the future of insurance leadership. 

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Doctor with hepatitis test
Articles June 2025
Underwriting Liver Function Tests Using a Data-Driven Approach

»»ÆÞ¾ãÀÖ²¿'s innovative LFT calculator enhances life insurance underwriting by instantly translating complex liver function data into precise mortality risk assessments.

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And older couple embraces in a park
Articles June 2025
Taiwan's Retirement Readiness: Navigating challenges in a super-aged society

A new survey from »»ÆÞ¾ãÀÖ²¿ and the Society of Actuaries (SOA) Research Institute reveals crucial insights into Taiwan's retirement landscape, highlighting the need for insurers to adapt to digital trends, address long-term care gaps, and engage younger consumers to naviga...

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Dan Brandt Quick Takes photo
Videos June 2025
Video: Addressing the Gender Mortality Gap

The gender longevity gap is widening. How can insurers bridge the growing divide? In this short video, »»ÆÞ¾ãÀÖ²¿ expert Dan Brandt unveils a three-pronged approach to revolutionize life insurance. 

After you watch,

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Red airplane with a pilot in a field
Articles May 2025
Set to Soar: Examining the purpose and power of partnerships

In an increasingly complex landscape, strategic partnerships enable insurers to leverage technological innovations, behavioral science, and tailored solutions to enhance underwriting processes, improve customer experience, drive business growth, and create durable co...

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Senior couple walking outside in fall
Articles May 2025
Reinsurance Provides the Missing Piece in Canada’s Pension Puzzle

Reinsurance is revolutionizing Canada’s pension risk transfer (PRT) market, providing crucial capacity and expertise for innovative de-risking solutions.

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Ambulance EMTs working on patient
Articles May 2025
»»ÆÞ¾ãÀÖ²¿ Brief: US drug overdose deaths drop to near pre-pandemic levels

Drug overdose deaths in the US dropped 27% in 2024, approaching pre-pandemic levels. Competing factors make it challenging to determine whether this trend will continue.

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Gene editing
Articles May 2025
»»ÆÞ¾ãÀÖ²¿ Brief: World’s first personalized gene-editing treatment has arrived
A groundbreaking technique used on a baby boy with an ultra-rare condition promises to usher in a new era of genetic disease management. Read More
Woman standing in the woods looking at a compass
Research and White Papers May 2025
Navigating the Unknown: Mortality considerations for underserved markets
An »»ÆÞ¾ãÀÖ²¿ industry study reveals mortality disparities between insured and underserved populations. This highlights the need for innovative approaches in underwriting, product design, and market engagement to responsibly expand life insurance coverage while managing increa... Read More
Person in red outside wearing mask
Articles May 2025
Five Years Later: COVID-19’s legacy in insurance underwriting and new business acquisition

Five years ago, COVID-19 sparked significant changes in insurance underwriting and new business acquisition that could point to how insurers will handle risk five years from now. 

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Sara Goldberg
Videos May 2025
Video: Known Unknowns in Mortality
In this insightful two-minute video, Sara Goldberg, Vice President and Actuary at »»ÆÞ¾ãÀÖ²¿, delves into the challenges of assessing mortality risk today – from post-pandemic trends to mental health considerations. She highlights »»ÆÞ¾ãÀÖ²¿'s dedication to unraveling these intricate... Read More
Woman looking in microscope in a lab.
Articles May 2025
Medical Advances Spur Insurance Product Innovations

Recent medical advances, from cancer detection tests and personalized medicine to weight management and dementia diagnostic tools, have spawned a wealth of new insurance product innovations.

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Elderly woman getting care from a nurse
Articles May 2025
Reinsurance Resurgence: State of the long-term care industry
In this article, originally published in the Oliver Wyman Long-Term Care Lowdown newsletter, »»ÆÞ¾ãÀÖ²¿â€™s Bruce Stahl discusses his view on the evolution of the LTC reinsurance market, including how industry experts are navigating complex factors such as policy c... Read More
Adults doing a tug-of-war
Articles May 2025
AI and Insurance Underwriting: How to avoid a Squid Game tug-of-war

The smart path forward with artificial intelligence (AI) integration in insurance underwriting is to avoid turning AI development into a battle between humans and technology; instead, approach the relationship as a collaboration that amplifies the strengths of both.&...

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Woman looking at a study
Research and White Papers April 2025
Smoke Signals: How insurers can uncover hidden tobacco use in the digital age

As accelerated underwriting becomes more mainstream, insurers face challenges detecting undisclosed tobacco use. Three »»ÆÞ¾ãÀÖ²¿ studies explore the effectiveness of various digital underwriting evidences and behavioral science techniques in identifying non-disclosed tobac...

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Man taking a lie detector test
Research and White Papers April 2025
The Truth About Untruths with Self-Disclosed BMI

Recent studies by »»ÆÞ¾ãÀÖ²¿ highlight significant underreporting of BMI in insurance applications, particularly in direct-to-consumer channels. Third-party evidence sources and behavioral science techniques offer promising solutions to improve both disclosure accuracy and ...

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Man in a lab reading a report
Research and White Papers April 2025
Assessing Mortality Impact of Digital Underwriting Evidence

An »»ÆÞ¾ãÀÖ²¿ study demonstrates how digital underwriting evidence significantly improves mortality outcomes in life insurance underwriting, offering powerful potential to enhance accelerated underwriting programs.

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A red sailboat in the water off Hong Kong
Research and White Papers April 2025
Climate Change Mortality Risk: Hong Kong
In this summary analysis, »»ÆÞ¾ãÀÖ²¿'s Chris Falkous assesses the possible impact climate change could have on future mortality in Hong Kong by 2050, deriving insights with potential global application. Read More